Illini State Bank - Oglesby, Tonica,  Lostant & Yorkville Illinois Branches

The ONE and ONLY bank you'll ever need.

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 checking products

ISB E-CHECKING ACCOUNT

If easy and convenient is what you want than our ISB E-checking is for you!

  • $25.00 minimum to open
  • E-Statements only
  • Free Debit Card
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile App
  • No Minimum daily balance

REGULAR CHECKING ACCOUNT

If paper statements are what you are looking for then our Regular Checking account is perfect! It has all the conveniences of our e-checking account but allows you to get monthly paper statements.

  • $50.00 minimum to open
  • Monthly paper statements
  • $500.00 average monthly balance required to avoid $2.00 monthly service charge
  • Free Debit Card
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile App

(Service charge is waived for full-time students or adults aged 65 and older)

N.O.W ACCOUNT

Being paid interest on a checking account without transaction limitations is what our N.O.W checking is all about.

  • Monthly paper statements or e-statements
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile App
  • Free Debit Card

Minimum required to open this account is $1000.00. If your balance falls below $1000.00 on an average daily basis in a statement cycle, there will be a $5 service fee

TIERED MONEY MARKET ACCOUNT

Our money market account allows you to have the flexibility of check writing while receiving a competitive interest rate.

  • Tiered interest Rates
  • Transfers are limited to six per month
  • Monthly paper statements or e-statements
  • Free Online Banking
  • Free Mobile App

Minimum required to open this account is $2,500.00. If your balance falls below $2,500.00 on any day during the statement cycle, there will be a $5 service fee.